Business vehicle finance for Gold Coast tradies & SMEs
The work ute, a delivery van, a truck, or a whole fleet — I sort the finance so you can get on with the job. One broker, a panel of 60+ lenders, chattel mortgage and low-doc options, and a straight answer on what fits your cash flow.
What I can help you finance
Built for tradies, sole traders and SME owners on the Gold Coast. Common ones I sort:
- Work utes and dual cabs
- Delivery and trade vans
- Light and heavy trucks
- Prime movers and trailers
- Fleet and multi-vehicle deals
- New, used and dealer or private sale
How it works
Apply
Answer three quick questions and leave your details. No documents yet — just tell me what you're after.
Discovery call
A quick call so I understand your business, the vehicle, and how the numbers need to work.
Compare lenders
I take your deal to my panel of 60+ lenders and find the ones most likely to approve it at a sharp rate.
Quote
A clear quote — rate, term, repayments and structure — explained in plain English. No surprises.
Submit
Happy to go ahead? I package the application properly and submit it to the right lender for approval.
Settle
I manage the paperwork through to settlement — the vehicle's yours and you're back on the tools.
Why bring your deal to a broker?
- One deal, 60+ lenders. Your bank is one option. I shop specialist vehicle lenders who price work vehicles properly.
- Low-doc and ABN-friendly. Newer businesses and sole traders without full financials still have real options.
- Structured around cash flow. Chattel mortgage, balloons and terms explained so repayments actually work for the business.
- "Yes when banks say no." My favourite deals are the ones other brokers knocked back for being "too hard."
What business clients say
"From start to finish, the process was smooth, professional and completely stress-free. He worked hard to get me a great finance solution for my brand-new ute."
"Devin worked his magic getting me my new car. Communication was on point even over the weekend to make sure we got it across the line within my timeframe."
Common questions
What business vehicles can you finance?
Work utes, vans, light and heavy trucks, and multi-vehicle fleet. Whether it's a single tradie ute or several vehicles for a growing crew, there's a lender and a structure to suit.
What is a chattel mortgage for a work vehicle?
With a chattel mortgage you own the vehicle from day one and the lender holds security over it until it's paid out. It's a common structure for business vehicles and is treated differently to a lease for accounting and GST. This is general information, not tax advice — your accountant can confirm what suits you.
Can I get a work ute financed as a sole trader or new ABN?
Often, yes. Many lenders have low-doc options for sole traders and newer ABN-holders who don't have full financials on hand. The right fit depends on the vehicle, how long you've traded, and the lender's criteria — matching that is what I do.
Can I use a balloon payment to lower repayments?
Often, yes. A balloon (or residual) is a lump sum left at the end of the term, which lowers the monthly repayments along the way. It's a trade-off worth weighing against your cash flow, which is part of what I help you think through.
Do you help businesses outside the Gold Coast?
Yes. I'm based on the Gold Coast, but the whole process runs online and over the phone, so I help tradies and business owners right across Australia.
Let's get you on the road.
Apply online in under a minute, or just call and talk it through first. No obligation, no cost, no up-front credit check.
General information only — not credit assistance, financial or tax advice, or an offer of credit. Any finance is subject to lender approval, terms, conditions, fees and charges. Finance With Dev (Devin Willers, ABN 11 844 267 227) is a sub-contractor to Aurelius Capital Group Pty Ltd, Credit Representative 560751 of Viking Money Pty Ltd, Australian Credit Licence 471435.