Equipment & asset finance for Gold Coast businesses
Utes, tools, machinery, yellow goods — if it helps your business earn, I'll help you fund it. One broker, a panel of 60+ lenders, low-doc and ABN options, and a straight answer on what actually fits your cash flow.
What I can help you finance
Built for tradies, sole traders and SME owners on the Gold Coast. If it's an income-producing asset, there's usually a lender for it:
- Work utes, trucks and vans
- Trailers and towable gear
- Tools and workshop equipment
- Machinery and manufacturing plant
- Yellow goods — excavators, skid steers, loaders
- Fit-out, IT and office equipment
How it works
Apply
Answer three quick questions and leave your details. No documents yet — just tell me what you're after.
Discovery call
A quick call so I understand your business, the asset, and how the numbers need to work for you.
Compare lenders
I take your deal to my panel of 60+ lenders and find the ones most likely to approve it at a sharp rate.
Quote
A clear quote — rate, term, repayments and structure — explained in plain English. No surprises.
Submit
Happy to go ahead? I package the application properly and submit it to the right lender for approval.
Settle
I manage the paperwork through to settlement — the funds land where they need to and you get to work.
Why bring your deal to a broker?
- One deal, 60+ lenders. Your bank is one option. I shop specialist asset lenders who understand equipment and price it accordingly.
- Low-doc and ABN-friendly. Newer businesses and sole traders without full financials still have real options.
- Structured around cash flow. Terms, balloons and structures explained so repayments actually work for your business — not just the lender.
- "Yes when banks say no." My favourite deals are the ones other brokers knocked back for being "too hard."
What business clients say
"Devin was awesome and helped me get a loan tailored to my business needs. Really grateful for the support — thanks heaps Devin."
"One contact, from start to finish. The patience with sorting docs from moving from a sole trader to a company, varying through different scenarios. An absolute rockstar."
Common equipment finance questions
What can I fund with equipment or asset finance?
Just about any income-producing asset for your business — work utes and trucks, trailers, tools, machinery, fit-out, IT, and yellow goods like excavators and skid steers. If it helps your business earn, there's usually a lender who'll finance it.
Can I get equipment finance as a sole trader or with a new ABN?
Often, yes. Many lenders have low-doc options for sole traders and newer ABN-holders who don't have a full set of financials on hand. The right fit depends on the asset, how long you've traded, and the lender's criteria — matching that is what I do.
What is a chattel mortgage, and is it right for my business?
With a chattel mortgage you own the asset from day one and the lender holds security over it until the loan is paid out. It's a common structure for business equipment and vehicles, and it's treated differently to a lease for accounting and GST — so the better fit depends on your setup. This is general information, not tax advice; your accountant can confirm what suits you.
Can equipment finance help my cash flow?
That's often the point of it — instead of paying for a big asset up front, you spread the cost over a term while the asset earns for you. Structures like balloon payments can lower monthly repayments. I help you weigh those trade-offs against your cash flow.
Do you help businesses outside the Gold Coast?
Yes. I'm based on the Gold Coast, but the whole process runs online and over the phone, so I help tradies and business owners right across Australia. Being local is a bonus, not a requirement.
Let's get your gear funded.
Apply online in under a minute, or just call and talk it through first. No obligation, no cost, no up-front credit check.
General information only — not credit assistance, financial or tax advice, or an offer of credit. Any finance is subject to lender approval, terms, conditions, fees and charges. Finance With Dev (Devin Willers, ABN 11 844 267 227) is a sub-contractor to Aurelius Capital Group Pty Ltd, Credit Representative 560751 of Viking Money Pty Ltd, Australian Credit Licence 471435.