Yellow goods & earthmoving finance on the Gold Coast
Excavators, skid steers, loaders, dozers — the gear that gets the job done. I take your deal to a panel of 60+ lenders, including specialists who understand plant, and find the right structure for your business. New, used, auction or private sale.
What I can help you finance
Built for earthmoving, civil and construction businesses on the Gold Coast. Common ones I sort:
- Excavators and diggers
- Skid steers and posi-tracks
- Wheel loaders and backhoes
- Dozers and graders
- Rollers, telehandlers and attachments
- New, used, ex-fleet and auction buys
How it works
Apply
Answer three quick questions and leave your details. No documents yet — just tell me about the machine.
Discovery call
A quick call so I understand your business, the machine, and how the numbers need to work.
Compare lenders
I take your deal to my panel of 60+ lenders, including plant specialists, and find the sharpest fit.
Quote
A clear quote — rate, term, repayments and structure — explained in plain English. No surprises.
Submit
Happy to go ahead? I package the application properly and submit it to the right lender for approval.
Settle
I manage the paperwork through to settlement — the seller is paid and the machine's on site.
Why bring your deal to a broker?
- Plant specialists on the panel. Machinery isn't a car loan. I know the lenders who understand hours, age and resale on plant.
- Used, ex-fleet and auction ready. No dealer required — I handle the paperwork so settlement is clean.
- Structured around cash flow. Chattel mortgage, balloons and terms explained so repayments work for the business.
- "Yes when banks say no." My favourite deals are the ones other brokers knocked back for being "too hard."
What business clients say
"Devin was awesome and helped me get a loan tailored to my business needs. Really grateful for the support — thanks heaps Devin."
"One contact, from start to finish. The patience with sorting docs and varying through different scenarios. An absolute rockstar."
Common questions
What counts as yellow goods?
Yellow goods is the industry term for earthmoving and construction plant — excavators, skid steers, loaders, dozers, graders, rollers and telehandlers. If it moves dirt or lifts materials on a site, it usually falls under yellow goods finance.
Can I finance used or ex-fleet machinery?
Often, yes. Age and hours affect which lenders will look at it and the term they'll offer, but plenty of lenders finance used and ex-fleet plant. Matching the specific machine to the right lender is what I do.
Can I finance equipment bought at auction or privately?
Yes. Auction and private-sale machinery are commonly financed. The finance settles directly so the seller or auction house is paid and the machine is yours.
Is a chattel mortgage used for machinery?
Commonly, yes. With a chattel mortgage you own the machine from day one and the lender holds security until it's paid out. It's treated differently to a lease for accounting and GST, so the better fit depends on your setup — general information, not tax advice.
Can I get finance as a newer business?
Often, yes. Many lenders have low-doc options for sole traders and newer ABN-holders. The right fit depends on the machine, your trading history and the lender's criteria — matching that is what I do.
Let's get your gear on site.
Apply online in under a minute, or just call and talk it through first. No obligation, no cost, no up-front credit check.
General information only — not credit assistance, financial or tax advice, or an offer of credit. Any finance is subject to lender approval, terms, conditions, fees and charges. Finance With Dev (Devin Willers, ABN 11 844 267 227) is a sub-contractor to Aurelius Capital Group Pty Ltd, Credit Representative 560751 of Viking Money Pty Ltd, Australian Credit Licence 471435.